Pete and Joan , both experienced medical practitioners, recently undertook a strategic investment through their self-managed superannuation fund (SMSF)  to purchase a commercial property for their expanding practice. With a combined SMSF balance of $500,000 , and now maximising their concessional contributions at $30,000 each per annum , they’ve created a structure that not only secures their business premises but also accelerates ownership and builds long-term retirement wea

Self-managed super funds (SMSFs) have long promised greater investment freedom than traditional super funds. In recent years, that freedom has lured a growing number of SMSF trustees toward physical gold  – coveted as a “safe haven”  asset amid market uncertainty and inflation. With the SMSF sector now overseeing more than $891 billion  in assets for over 1.1 million Australians, even a small allocation to gold can represent a significant sum. The appeal is clear: gold’s stor

Running a self-managed super fund (SMSF) can be incredibly rewarding—but it also comes with a fair bit of admin. One area that often...

Smart Retirement Planning: Why John and Anne Are Moving Their Shares into Super As a financial adviser, I often sit down with clients who...

Establishing a Self-Managed Superannuation Fund (SMSF) is a significant step in taking control of your retirement planning. One of the...

The Australian Taxation Office (ATO) has issued new guidance on auditor compliance for 2025, emphasising the critical role that SMSF...

Members who wish to claim a tax deduction for personal superannuation contributions made in the 2024–25 financial year, it is critical to...

1 June 2020Section 109 SIS Act | Arm’s Length Transaction The requirement for trustees to "deal at arm’s length with the other party" is...

This came up as a practical question from one of our staff to the head of compliance at We Love SMSF, and it prompted me to write this...