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Trusts 101 – A Guide to Understanding Trusts in Australia

Trusts are a popular legal structure in Australia, used for various purposes such as asset protection, tax planning, and estate...

TBAR Reporting for SMSF Trustees: Key Updates and the $1M Carve-Out Explained

SMSFs that have no members with a total superannuation balance (TSB) of $1 million or more will be able to report TBC transactions...

Updated Guide to Tax Benefits of Using an SMSF Withdrawal and Re-Contribution Strategy

The thought of leaving (when you cross the Jordan) loved ones with a substantial tax bill is something many may not consider....

Divorce in your 50’s, 60’s & 70's with an SMSF and/or Small Business to deal with?

Hugh Jackman and Deborra-Lee Furness have separated after 30 years of marriage, joining the ranks of other high-profile splits like Bill...

Understanding the New Division 296 Tax on Superannuation Balances Over $3 Million

The Australian government is set to introduce a new tax measure, known as Division 296, targeting superannuation balances exceeding $3...

Navigating SMSF Property Investments: Maintenance vs. Improvement

I often get asked about the intricacies of managing a property within a Self-Managed Super Fund (SMSF), especially when it's under a...

Limited Recourse Borrowing Arrangements (LRBA) & Potential Personal Guarantees Issued by the Lender

When it comes to investing through your self-managed super fund (SMSF), understanding the intricacies of Limited Recourse Borrowing...

Planning Ahead: A Checklist for SMSF Trustees Facing Incapacity or Retirement

Recently, I was asked how SMSF Trustees can prepare for situations where they become incapacitated or no longer wish to manage their...

Understanding Stamp Duty for Property Transfers to SMSFs

Transferring property to a Self-Managed Super Fund (SMSF) can be a strategic move for property investors and small business owners....

Unlocking Tax Advantages: Franking Credits in Your SMSF Portfolio

One of the key advantages of Self-Managed Super Funds (SMSFs) that is often overlooked is the significance of franking credits linked to...

High lighting Importance of an Enduring Power of Attorney (EPoA)

An Enduring Power of Attorney (EPoA) is a legal agreement that allows you to appoint someone you trust to make financial and/or property...

What are the distinctions between SMSF Estate Planning and Succession Planning?"

Many SMSF Trustees are aware of the importance of estate planning for the proper distribution of assets after their death. However, not...

Key Elements to Shape Your SMSF Investment Strategy

So, your SMSF Administrator or Accountant now needs to use an Independent Auditor, and suddenly, you're being asked for more than just...

ATO Targets SMSF Trustees for Inadequate Diversification

To guide SMSF Trustees on investment practices, the ATO has announced plans to contact trustees whose portfolios lack sufficient...

Transferring Assets from Bare Trust to Super Fund: What You Need to Know

I get asked this question from time to time, so I thought I'd write this article to help clarify the process for SMSF clients holding...

What to Do When You Get a Division 293 Tax Notice for Super Contributions

I wanted to share some important updates about the ATO's redesigned Division 293 notice. This new design aims to make it easier for...

How to Use Insurance to Pay Out an SMSF Property Mortgage on Death or Disability

In every strategy we discuss with clients, we emphasise the importance of considering exit strategies upfront, rather than scrambling to...

Caution: The Risks of Property One-Stop-Shops for Your SMSF

ASIC and the ATO have repeatedly highlighted the dangers of buying property through a single organisation that handles all steps in the...

Key Questions to Consider Before Investing in SMSF Property

I've been receiving numerous inquiries about SMSF loans for property investment lately, and we've been hosting educational workshops on...

Buying a Property for Your SMSF – Why Use a Property Adviser

I must admit my property portfolio acquisition has hit it’s hurdles, but I have Learn'd along the way and I’m certainly getting...

Property through Super in an SMSF – Series 3: 20 Most Common Mistakes

Building on our previous articles about SMSF and property, this piece highlights common mistakes made by others and how to avoid them....

Series 2: The Process of Property Investment through SMSFs

In the opening article of this three-part series, we examined the fundamentals of limited recourse borrowing arrangements (LRBAs)...

Property Through Super in an SMSF – Series 1: Background

Considering all the attention Buying property through gets, you might already be aware that self-managed superannuation funds (SMSFs) can...

Buying Property through Your Super – SMSF

So, you’ve heard you can buy an investment property with your superannuation? Let's break down what this means, the pros and cons, and...

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