Pete and Joan , both experienced medical practitioners, recently undertook a strategic investment through their self-managed superannuation fund (SMSF)  to purchase a commercial property for their expanding practice. With a combined SMSF balance of $500,000 , and now maximising their concessional contributions at $30,000 each per annum , they’ve created a structure that not only secures their business premises but also accelerates ownership and builds long-term retirement wealth — all within...

Self-managed super funds (SMSFs) have long promised greater investment freedom than traditional super funds. In recent years, that freedom has lured a growing number of SMSF trustees toward physical gold  – coveted as a “safe haven”  asset amid market uncertainty and inflation. With the SMSF sector now overseeing more than $891 billion  in assets for over 1.1 million Australians, even a small allocation to gold can represent a significant sum. The appeal is clear: gold’s storied role as a...

Running a self-managed super fund (SMSF) can be incredibly rewarding—but it also comes with a fair bit of admin. One area that often...